Property Insurance

protecting the foundations
of your business

From the smallest of local shops to the biggest of buildings for multi-national corporations

Whether a small enterprise or a large business, finding the best insurance cover for the most competitive price is the aim of every commercial property owner. We’re here to help.

Why Property Insurance?

Having worked hard to establish a business, it is vital that the buildings from which it operates are protected against risks such as fire, floods, storms, explosion, impact damage and other unforeseen circumstances. Critically, any insurance policy should also provide full coverage towards rebuild costs if, for any reason, damage is so extensive that demolition and rebuild is required.

Property Insurance offers peace of mind in such situations and aside from the essential cover for damage to buildings, can extend to include additional risks such as:

Loss of rental income (in the case of tenanted commercial property)

Property Owners’ Liability (liability to Third Parties for their losses or damage arising out of your ownership of the property insured)

Fixtures & Fittings cover (payment towards any damages sustained following an insured loss)

Cover for general Contents will normally require the purchase of a separate insurance: so too will Liability cover for the trading/operational activities of the business.

Commercial Property Insurance can cover a wide range of property types, including but not limited to:


Shops/Retail Outlets

Shopping Malls

Light Industrial Units


Engineering Works

Cover may be arranged with us either on a direct basis where we take instructions directly from you or through our extensive network of authorised brokers and agents.

Each risk is different and to help select the right levels of cover and identify needs, RAKINSURANCE has a team of qualified professional Surveyors who will undertake an initial survey and risk assessment: offering advice on any key areas that may need attention.

Property Insurance to suit you ... & your budget


Submit a Claim Quickly and Easily

Submit a Claim Quickly and Easily

You can submit your claim directly using the Customer Portal or the Mobile App. Just register for an account, locate your policy and submit the required documentation. It’s easy, quick and hassle free.

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