This is a legally binding agreement between you and Ras Al Khaimah National Insurance (P.S.C.) (“RAKINSURANCE”) establishing the terms and conditions under which the RAKINSURANCE website may be used. Use of the RAKINSURANCE website implies that you accept these Terms and Conditions.
Products and services of third parties marketed and distributed by RAKINSURANCE or offered by RAKINSURANCE under the RAKINSURANCE website are available only at the discretion of such third parties or RAKINSURANCE and subject to the products and services individual contractual terms and conditions on which they are offered and such products and services may be withdrawn or amended at any time without notice. The full range of products or services may not be available in all locations.
Unless restricted by applicable law, you agree that any and all personal information/data relating to you collected by RAKINSURANCE from the RAKINSURANCE website from time to time may be used and disclosed for such purposes and to such persons as may be in accordance with RAKINSURANCE’s Privacy Policy and current Information Technology Security Policy.
RAKINSURANCE may terminate this agreement, your access to the RAKINSURANCE website and use of its internet banking service at any time, with or without cause or notice.
RAKINSURANCE reserves the right in its discretion to change without prior warning or notice any information or material contained on the RAKINSURANCE website and these terms and conditions under which the RAKINSURANCE website is used.
© Ras Al Khaimah National Insurance (P.S.C.) All rights reserved. Copyright in the text, images, photographs, graphics, layout and design of this site are protected by UAE Federal Law No. 7 of 2002 regarding Copyright and Related Rights and international copyright laws. Copyright in this site, and in the code, text, images, photographs, graphics, layout and design of this site, and other copyright works contained in this site, is owned by The Ras Al Khaimah National Insurance (P.S.C.), or used with permission. No part of this publication may be reproduced in any form without the written permission of Ras Al Khaimah National Insurance (P.S.C.).
Where we provide hypertext links to other locations on the internet, we do so for convenience and information purposes only. We have not verified, and are not responsible for, the content of any other websites or pages linked to or linking to the RAKINSURANCE website including any sites or pages of RAKINSURANCE. The inclusion of any link does not imply an endorsement, approval or recommendation of the linked website or its content by RAKINSURANCE and, subject to any applicable law which cannot be excluded, RAKINSURANCE makes no representation or warranty, expressly implied, regarding the quality, merchantability or fitness for purpose of any products or services available through a third-party website. Following links to any other websites or pages is entirely at your own risk and we shall not be responsible or liable for any losses, damages or expenses or in any other way in connection with linking.
Links to downloadable software sites are for convenience only and we are not responsible or liable for any difficulties or consequences associated with downloading the software. Use of any downloaded software is governed by the terms of the license agreement, if any, which accompanies or is provided with the software.
RAKINSURANCE does use cookies with customers who sign in to the RAKINSURANCE website, to make access more appropriate and convenient. The cookies are generated once the customer logs into the RAKINSURANCE website and expire once the customer logs out, or for a definite/pre-determined time period to protect privacy. RAKINSURANCE does not store any sensitive information such as customer information in the cookies.
You agree that RAKINSURANCE shall not be under any obligation of confidentiality to you regarding any such information or materials submitted to it using the RAKINSURANCE website unless agreed otherwise in a separate direct contract between you and RAKINSURANCE or required by law. You acknowledge that the contents of the foregoing provisions shall not limit any specific provisions set out in the individual terms and conditions of particular products and services offered on or through the RAKINSURANCE website.
These Terms and Conditions may be amended by RAKINSURANCE from time to time at our sole discretion. Upon amendment, we will place a notice on our homepage. Please periodically review the controlling version of these Terms and Conditions. By continuing to use the RAKINSURANCE website subsequent to RAKINSURANCE making available an amended version of these Terms and Conditions, you thereby acknowledge, agree, and consent to such amendment.
The failure of RAKINSURANCE to exercise or enforce any right or provision of these Terms and Conditions shall not constitute a waiver of such right or provision. No waiver by RAKINSURANCE of any provision of this Agreement shall be binding except as set forth in writing and signed by its duly authorised representative.
These Terms and Conditions are fully assignable by RAKINSURANCE and will be binding upon and inure to the benefit of our successors and assigns.
No agency, partnership, joint venture, employee/employer, or franchiser-franchisee relationship is intended or created by these Terms and Conditions. You agree to not make any public statements that assert or imply any relationship with RAKINSURANCE, unless you have RAKINSURANCE’s prior written approval.
If any provision of these Terms and Conditions is found by a court of competent jurisdiction to be invalid, the court should nevertheless endeavour to give effect to the parties' intentions as reflected in the provision, and the other provisions of these Terms and Conditions remain in full force and effect. RAKINSURANCE reserves all rights not expressly granted under these Terms and Conditions, and no other rights are granted by implication or estoppel or otherwise. The headings in these Terms and Conditions are for convenience only and have no legal or contractual effect.
RAKINSURANCE reserves the right in its discretion to change without prior warning or notice any information or material contained on the RAKINSURANCE website and the Terms and Conditions under which the Services are used.
RAKINSURANCE controls and maintains the RAKINSURANCE website from the United Arab Emirates and RAKINSURANCE makes no representation that the material and information contained herein is appropriate or available for use in other locations/jurisdictions. These Terms and Conditions are governed by laws of the United Arab Emirates. Any dispute shall be subject to the non-exclusive jurisdiction of the courts of the emirate of Ras Al-Khaimah.
